About Jade Finance
Jade Finance is a licensed Australian finance broker, and the partner we send you to for a caravan loan quote.
A free quote takes about two minutes and tells you what you could borrow and what the repayments would be.
Jade Finance pays us a commission if you finance through them.
What Jade does
Jade is a broker. It does not lend the money itself. Jade compares what a panel of banks and lenders will offer you, negotiates on your behalf, and sends you the results. You pick the loan, or none of them.
The company is Jade Equipment Finance Pty Ltd, trading as Jade Finance Australia, and it holds Australian Credit Licence 484387.
It is based at Varsity Lakes on the Gold Coast.
What a free quote gives you
Most people have no idea what they could borrow. The quote answers that before you settle on a van.
You give Jade your name, your contact details and the amount you have in mind. A Jade loan specialist rings you to talk it through, then goes to the lenders. Jade sends you what each lender is willing to offer: the amount, the repayments and the term.
That is your quote, and you have it before you apply for anything. Take it to the yard and you have a number to compare against whatever the dealer offers.
What it costs
The quote is free. If you go on to take a loan, the lender pays Jade a commission when it settles.
Jade pays us a share of that commission when a loan settles through this site. Jade's credit guide states that the referral fee comes out of Jade's share and adds nothing to your cost.
It is part of what keeps this site free.
Nothing happens until you say so
A quote is not a loan application. Jade runs no credit check to give you the quote, and does not look at your credit history until you tell it to go ahead. Jade's own quote form says the quote has no impact on your credit score.
There is no obligation to apply for any loan Jade offers. If the numbers do not suit, you say no thanks and that is the end of it.
Jade Finance pays us a commission if you finance through them.
What happens after you ask
- You send Jade your details and the amount you want to borrow.
- A Jade loan specialist rings you to talk it through.
- Jade goes to its lenders and sends you what each one will offer.
- You choose one of them, or none.
- If you choose one, Jade takes you through the application, and you sign.
Who Jade is
Jade Finance Australia arranges loans for caravans, motorhomes, camper trailers, cars and equipment. It can quote on the tow car as well as the van.
Jade describes itself as an award-winning broker with more than 25 years in finance.
It says it is accredited with all the major banks and with many other lenders.
That lets it put several offers in front of you.
Jade is a member of the Finance Brokers Association of Australia and holds Australian Credit Licence 484387. Its industry awards, its customer reviews and its lender panel are on its own website.
Questions people ask about Jade
Is the Jade quote really free?
Yes. Jade charges nothing for the quote. If you go on to take a loan, the lender pays Jade a commission when it settles.
Does asking for a quote put a credit check on my file?
No. Jade runs no credit check to give you the quote, and its own quote form says the quote has no impact on your credit score. When you apply for a loan, the lender reviews your credit profile.
Do I have to take the loan?
No. There is no obligation to apply for any loan Jade offers. You can stop at the quote, or at any point after it.
What do I need to get a quote?
Your name, your contact details and the amount you have in mind. No payslips and no documents at the quote stage.
How long does it take?
The form takes about two minutes. A Jade specialist then rings you and comes back with what the lenders will offer.
Can I get a quote before I have picked a van?
Yes. Tell Jade the amount you have in mind. Knowing what you could borrow narrows the search.
What if my credit history is not perfect?
Jade says it has the flexibility to help people with a poor credit history, or a low or no deposit. Ask. The quote costs nothing.
Should I just take the dealer's finance?
Get the Jade quote first. Then whatever the dealer offers, you have a number to compare it against, and Jade can arrange the loan on any van you choose.
Is Jade a lender?
No. Jade is a broker. It compares what a panel of banks and lenders will offer you and negotiates on your behalf.
Does Caravan Compare get paid?
Yes. If you finance through Jade, Jade pays us a commission when the loan settles. Jade's credit guide states that the referral fee comes from Jade's share and adds nothing to your cost.
Who do I talk to if something goes wrong?
Jade first. Its complaints process is on its website. If that does not resolve it, the Australian Financial Complaints Authority takes complaints free of charge.
Find out what you could borrow
Most people have no idea what they could borrow. A free two-minute Jade quote tells you.
Get a free finance quote from JadeAsking commits you to nothing. You can say no thanks at any point. Jade runs no credit check to give you the quote.
Jade Finance pays us a commission if you finance through them.